Credit & Debt Resources

December 18, 2024

Debit cards and credit cards are important tools for your personal finances but have different purposes. 

December 18, 2024

Cosigning can be a good option, but know what risks are involved. 

December 09, 2024

With fixed repayment terms and interest rates, personal loans offer flexibility in how you use the borrowed funds. 

February 22, 2024

If you’re new to building credit or looking to improve your score without using a credit card, making on-time payments on installment loans can help you get there.

February 14, 2024

While some forms of debt can be valuable, other types of debt can significantly hurt your finances.

January 02, 2024

Credit card debt is a common challenge among Americans. These credit card consolidation strategies make debt payoff achievable.

October 27, 2023

Debt can become manageable with the right strategy, mindset and a few new money-management habits.

July 27, 2023

Unpaid medical bills can hurt your credit. Paid medical bills or anything under $500 should no longer be on your credit report.

July 12, 2023

Get the whole family on board with paying off debt to make the journey quicker and more meaningful.

June 02, 2022

“Buy now, pay later” is an installment loan that allows a buyer to purchase something online or in-store right and pay for it over time. The installment loan is typically interest-free when paid off over a short period of time or may have added interest and fees if spread out over a longer period of time.

March 27, 2022

Making payments on time for a credit card, personal loan, even utility bills is one way to start building a healthy credit score.

March 24, 2022

Financing health costs can be challenging and have an impact your household, but there are ways to manage medical debt regardless of how much you owe.

March 17, 2022

Take advantage of credit card rewards programs while using your card wisely, so you can build credit while earning cash back, travel miles or points.

February 15, 2022

Debt settlement and debt management programs are two approaches to managing and reducing debt.

February 10, 2022

Here are a few ideas to connect with your creditors to figure out options that might work for you.

February 03, 2022

Debt Snowball, Debt Avalanche, and Debt Consolidation are three debt payoff strategies that can help you pay off debt quicker.

January 25, 2022

Credit history affects many parts of your life - in all ages and stages, whether you’re rebuilding credit or establishing credit for the first time.

January 25, 2022

A credit limit is the maximum amount your lender will allow you to borrow using revolving credit such as a credit card or a line of credit.

January 24, 2022

To get smart about credit cards, be aware of the common warning signs that might indicate issues with credit card usage.

September 14, 2021

Whether using credit cards for online purchases, or swiping at your favorite coffee shop, credit cards are convenient tools when managing money.

September 07, 2021

There are plenty of enticing offers for credit cards out there, but no card is one-size-fits-all. Here's all you need to know to find the right fit!

March 12, 2021

Your credit score affects loan terms and interest rates by showcasing your borrowing behavior.

March 02, 2021

Credit scores are based on your credit report—a history of what you’ve borrowed, how you’ve paid and more.

March 02, 2021

Start by looking over your monthly credit reports for errors, then work to catch up on overdue payments and pay down revolving credit balances each month.

July 01, 2019

There are plenty of enticing offers for credit cards out there, but no card is one-size-fits-all. Here's all you need to know to find the right fit!

February 28, 2019

A balance transfer allows you to move an existing debt from one credit card to another so you can potentially take advantage of a lower interest rate.

November 26, 2018

Planning early, setting spending limits and keeping track of your holiday spending can help you create and stick to a holiday budget.