Saving & Budgeting Resources

How to Use the 50/30/20 Budget Method and Calculator

October 09, 2024

If you like sticking to one simple budgeting formula, the 50/30/20 rule says you should set 50% of your income aside for needs, 30% for wants, and 20% for savings.

Three Types of Budgets: Find the Right Fit for Your Finances

September 11, 2024

The zero-based, 50/30/20, and cash stuffing budget methods can help you get your finances on track.

Loud Budgeting: How to Normalize Financial Transparency

May 24, 2024

Loud budgeting means sharing your financial goals publicly and voicing when you need to turn down making a purchase to work toward your money goals.

The Pros and Cons of Budgeting Apps

May 03, 2024

Budgeting apps provide convenience and ease in managing your money, but they might not be the right fit for everyone.

10 Fun Money Saving Challenges to Try This Year

April 24, 2024

Money saving challenges can inject some excitement into your financial journey while helping you achieve your goals.

5 Backyard Deck Ideas on a Budget

March 19, 2024

Creating a backyard deck you love doesn’t have to break the bank.

Party Finger Foods on a Budget

February 01, 2024

Make delicious party finger foods on a budget and wow your guests without straining your wallet.

5 Wealth Building Strategies for Gen Z

February 01, 2024

If you’re part of Gen Z and looking to get started building wealth, follow these 5 wealth building steps to level up your saving and wealth-building game.

Which Savings Account Will Earn You the Most Money?

January 04, 2024

Get the best return for your money by knowing what you’re getting with each type of savings account and which is the best for you.

9 Steps to Creating Real Savings Goals for 2024

December 05, 2023

Crush your savings goals this year with a clear vision, timeline, budget and the right savings tools.

How to Build Your Emergency Fund with an Emergency Fund Calculator

October 24, 2023

Our emergency fund calculator will help you see how long it will take you to reach your desired emergency fund goal based off your income.

Investing in Education: A Guide to Arizona’s 529 College Savings Plan

August 29, 2023

Arizona’s 529 College Savings Plan allows you to save for your child’s future within a tax-advantaged savings account.

How Does Compound Interest Work?

August 17, 2023

Compound interest is when your money starts making money for you in the form of interest on top of interest, which is the main principle of wealth building.

10 Steps to Retiring in Arizona

August 14, 2023

Completing these important steps will help ensure you’re truly financially free in retirement.

Retirement Income Planning: The 4% Rule vs The 25X Rule

August 14, 2023

Embrace retirement income planning with the 4% Rule and the 25X Rule to create and maintain your best years for your future retirement.

What is a Money Market Account and How Can It Help Me?

July 17, 2023

A money market account is a high-yield savings account that comes with similar features to a checking account, in that you can access your funds easier than you can with a traditional savings account, but you’ll earn a higher return on your money.

Why It's Important to Start Investing in Your 20s and 30s and How to Begin

July 06, 2023

The earlier you start saving for retirement the better off you’ll be. Investing in your employer-sponsored retirement plan and hiring a financial advisor will help you get there.

How Does a Balance Transfer Work and How Does it Help Me Save Money?

June 26, 2023

There is a money-hack called a balance transfer to help you pay off your balance faster while also saving a lot of money in interest.

How to Prioritize Your Savings Goals When You’re Just Starting Out

May 24, 2023

When it comes to saving money, it’s important to have a plan in place so you know what you’re saving for, why you’re saving for it, and when to start saving.

Maximize Your Savings

March 23, 2023

Here's what to look for in a savings account and the differences between regular savings accounts, money market accounts and share certificates.

What’s Your Plan in the Face of Inflation and Shortages?

March 18, 2023

With a little planning and intention, it is possible to prepare and manage household budgets to smooth out a potentially difficult ride.

Create a Saving Plan: Your Guide on How to Save Money

March 08, 2023

Learn how to save money with a step-by-step saving plan.

Try These Ten Financial Life Hacks

March 08, 2023

Here are some of our favorite – and simple — “financial life hacks” we’ve learned over the years, which you can do to improve your financial life.

How to Prepare for a Recession in 5 Straightforward Steps

February 10, 2023

Getting a glimpse of your own financial health allows you to make changes so that you can weather any financial storm.

Five Part Checklist to Improve Your Financial Fitness

January 31, 2023

How can you improve your financial fitness? Start your mindful monetary practices with these steps for financial well-being.

10 Things You Should Do (and NOT Do) with Your Year-End Bonus

December 29, 2022

Here are ten great things you can do with your year-end bonus check that will have a lasting impact on your life and money.

What is Inflation, How Does it Work, and What Can I Do About It?

December 29, 2022

Do you ever look back in time and wonder why things were so much cheaper years ago? What happened, right? The answer is inflation.

Top 10 Financial New Year's Resolutions You Can Actually Stick To

December 28, 2022

Whether you’re just getting started or looking to improve upon what you're already doing, here's a list of ideas to help boost your financial life.

7 Wealth Building Steps Gen Z Should Take Right Now

December 09, 2022

If you’re part of Gen Z and looking to get started building wealth, follow these 7 wealth building steps to level up your saving and building wealth game.

Savings Goals at Every Age

November 29, 2022

How much should you be saving at every age? Whether you’re 20 or 60 years old, savings should always be at the forefront of a good financial plan.

Planning a Vacation in a Time of Inflation

July 08, 2022

Vacation during a time of inflation is doable with these budget-friendly tips.

How Much of My Paycheck Should I Save?

January 27, 2022

Before asking yourself how much you should be saving, start by defining what you are saving for.

How to Budget for the New Year

January 19, 2022

Before you begin to save money this year, you first need to create a money plan for the New Year. You guessed it — that plan is called a budget.

Four Reasons to Start Saving Now

August 23, 2021

Economic Stimulus Payments have served as a lifeline for many, with 159 million payments disbursed in the first round, totaling over $267 billion.

What’s Your Plan After Debt Payment Protections End?

August 06, 2021

The pandemic-related relief helped some people achieve milestones like paying off debt or saving for a down payment on a home. But now what?

Budget Worksheet (Printable)

March 03, 2021

This free budgeting worksheet with steps on how to use it will help you create a budget and hit your financial goals.

Automate Your Savings

March 01, 2021

Automating your finances makes it easier to save towards long-term goals or build an emergency fund. Use these 3 steps to automate your finances today

Emergency Fund Readiness & Stimulus

March 01, 2021

Economic Stimulus Payments have served as a lifeline for many, with 159 million payments disbursed in the first round, totaling over $267 billion.

How to Create a Budget in 7 Simple Steps

February 09, 2021

These in-depth tips will help you create a budget and manage your money more effectively.

Four Financial Goals To Keep You Moving Forward

June 23, 2020

Many Arizonans are reevaluating their finances right now. Here are four new goals that you can set for the remainder of 2020 to get back on track.

How to Set Up an Emergency Savings

May 19, 2020

Financial emergencies can come up without any warning. Here’s everything you need to know about building an emergency savings.

What to Do If You Can't Pay Your Bills

May 14, 2020

Many Arizonans face reduced income due to COVID-19 business closures recently. If you’re struggling to pay bills, here are a few tips that might help.

What to Do When Your Emergency Stockpile Runs Low

April 23, 2020

With no official end in sight and stores still struggling to keep shelves stocked, here are a few pointers to ensure you get the goods you need.

5 Money-Saving At-Home Entertainment Ideas

April 20, 2020

Whether you’re home alone or holed up with your entire family, there are countless ways you can be entertained without breaking your budget!

Building a Budget from Scratch

March 27, 2018

Budgeting is one of the most essential steps towards financial security. Use these 5 tips to build your budget today.

Six Simple Tips to Help You Create a Budget

February 17, 2017

Here are six simple tips to help you put a big checkmark next to that budget goal.

Financial Planning & Investing: Should You DIY or Trust a Pro?

February 17, 2017

Figuring out your finances can be a daunting task. Should you do it yourself or trust a professional? This blog will help you figure that out.

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How to Use the 50/30/20 Budget Method and Calculator

Three Types of Budgets: Find the Right Fit for Your Finances

Loud Budgeting: How to Normalize Financial Transparency

The Pros and Cons of Budgeting Apps

10 Fun Money Saving Challenges to Try This Year

5 Backyard Deck Ideas on a Budget

Party Finger Foods on a Budget

5 Wealth Building Strategies for Gen Z

Which Savings Account Will Earn You the Most Money?

9 Steps to Creating Real Savings Goals for 2024

How to Build Your Emergency Fund with an Emergency Fund Calculator

Investing in Education: A Guide to Arizona’s 529 College Savings Plan

How Does Compound Interest Work?

10 Steps to Retiring in Arizona

Retirement Income Planning: The 4% Rule vs The 25X Rule

What is a Money Market Account and How Can It Help Me?

Why It's Important to Start Investing in Your 20s and 30s and How to Begin

How Does a Balance Transfer Work and How Does it Help Me Save Money?

How to Prioritize Your Savings Goals When You’re Just Starting Out

Maximize Your Savings

What’s Your Plan in the Face of Inflation and Shortages?

Create a Saving Plan: Your Guide on How to Save Money

Try These Ten Financial Life Hacks

How to Prepare for a Recession in 5 Straightforward Steps

Five Part Checklist to Improve Your Financial Fitness

10 Things You Should Do (and NOT Do) with Your Year-End Bonus

What is Inflation, How Does it Work, and What Can I Do About It?

Top 10 Financial New Year's Resolutions You Can Actually Stick To

7 Wealth Building Steps Gen Z Should Take Right Now

Savings Goals at Every Age

Planning a Vacation in a Time of Inflation

How Much of My Paycheck Should I Save?

How to Budget for the New Year

Four Reasons to Start Saving Now

What’s Your Plan After Debt Payment Protections End?

Budget Worksheet (Printable)

Automate Your Savings

Emergency Fund Readiness & Stimulus

How to Create a Budget in 7 Simple Steps

Four Financial Goals To Keep You Moving Forward

How to Set Up an Emergency Savings

What to Do If You Can't Pay Your Bills

What to Do When Your Emergency Stockpile Runs Low

5 Money-Saving At-Home Entertainment Ideas

Building a Budget from Scratch

Six Simple Tips to Help You Create a Budget

Financial Planning & Investing: Should You DIY or Trust a Pro?

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