Assistance for Federal Workers Available. To learn if you’re eligible for assistance, call our Member Care Center at 844.663.2928, Monday – Friday: 8 a.m. – 6 p.m.

Why Save with OneAZ?

Online & 
mobile app access

No monthly
maintenance fees

Savings tools
for goal setting

Federally insured by
NCUA up to $250,000

Propel Savings: Higher returns on lower balances

Rates as high as

4
.30%
APY
  • High-yield tiers for bigger savings
  • No monthly fees with eStatements
  • $100 minimum to open

How to Open

In-Branch | Phone | Online

Share Certificates: Higher returns for fixed term

Rates as high as

3
.50%
APY
Limited time 24-month CD promo
View Promotional Offer
  • Other rates and terms available
  • Lock-in your dividend rate for guaranteed earnings
  • Low-risk savings option

How to Open

In-Branch | Online

Money Market Accounts: Higher dividends and access to money

Rates as high as

3
.40%
APY
  • No term limitations
  • Deposit or withdraw cash as needed
  • Free checks & ATM access

How to Open

In-Branch 

Club Savings Account: High-yield savings account

Rates as high as

1
.80%
APY
  • Open up to 10 secondary accounts
  • Great to use for overdraft protection\
  • Tap into online & mobile banking app

How to Open

In-Branch | Phone | Online

YourSavings Account: Perfect starter savings account

Rates as high as

4
.00%
APY
  • Earn 4.00% APY on your first $1,000
  • Low $5.00 minimum to open an account
  • No monthly fee with eStatements

How to Open

In-Branch | Phone | Online

Share Savings Account: Establish your membership and savings

Rates as high as

0
.10%
APY
  • Buys you a “share” of the credit union
  • Great to use for overdraft protection
  • Tap into online & mobile banking app

How to Open

In-Branch | Phone | Online

Fuel Your Future with Propel Savings

Reach Your Goals Faster with a
Propel High-Yield Savings Account

Learn More

What Are You Saving For?

Open a new savings account with OneAZ that suits your needs, whether for the short term or long term.

New Car

New Home

College Fund

Wedding

Vacation

Retirement

Emergency Fund

Renovations

New Car

New Home

College Fund

Wedding

Vacation

Retirement

Emergency Fund

Renovations

Shutterstock 2303744865 1 (2)

Whether you are opening an account 
in-person, by phone or online, be prepared 
with the following items:

  1. Valid Driver’s License, State ID or Passport
  2. Social Security Number
  3. For a loan we may require employment and income verification

calculator icon

Savings Calculator

How much will your savings be worth? Use this calculator to understand the future value of your savings.

Learn More

Saving & Budgeting Resources Guide

Make confident financial decisions with OneAZ’s tools, resources, and personal savings plans.

Explore More Topics

Savings Goals at Every Age

How much should you be saving at every age? Whether you’re 20 or 60 years old, savings should always be at the forefront of a good financial plan.

Keep Reading

Maximize Your Savings

Here's what to look for in a savings account and the differences between regular savings accounts, money market accounts and share certificates.

Keep Reading

How to Build Your Emergency Fund with an Emergency Fund Calculator

Our emergency fund calculator will help you see how long it will take you to reach your desired emergency fund goal based off your income.  

Keep Reading

APY = Annual Percentage Yield. For membership eligibility visit OneAZcu.com/membership.

Rates as of October 1, 2025.

1Propel Account Disclosure: APY=Annual Percentage Yield. $100 minimum balance to open account ($500 maximum to open online) and no minimum balance to earn stated APY. Propel Savings is a variable tier rate savings account that pays the stated interest rate only on that portion of the account balance that falls within that specified tier to create a range rate. Rates are subject to change at any time, refer to the Fee Schedule for more information. $2 monthly fee waived if enrolled in eStatements. Fees could reduce earnings on the account. Limit one Propel Savings and YourSavings account per Tax ID number.
1Promotional Share Certificate Account Disclosure: APY = Annual Percentage Yield. To receive the limited-time promotional 3.50% APY rate, the account must be opened with funds not currently held with OneAZ Credit Union (i.e., New Money). Minimum opening deposit of $2,000 required. Promotional APY is available for both consumer (excluding IRA’s) and business accounts. Share certificates will renew at current OneAZ rates for same term upon maturity. Early withdrawal penalties may apply, fees may reduce earnings. Refer to Consumer Membership Account Agreement Disclosure for additional terms and conditions. Membership qualifications apply. For membership eligibility visit OneAZcu.com/membership. Limited time promotional offer that may end at anytime without further notice.
1Money Market Account Disclosure: Money market accounts are a tiered variable rate and subject to change at any time. The minimum balance required to open this account is $1,000. In order to earn disclosed APY, you must maintain a balance that is at least equal to $1,000 in your account each day. In order to avoid the monthly maintenance fee (see Fee Schedule), your account balance must be at least equal to $1,000 on the last calendar day of the month. Fees could reduce earnings.
1Club Savings Account Disclosure: $5 minimum balance required to open account and maintain account. Minimum daily balance required to earn APY is $50. $2 monthly fee waived if enrolled in eStatements.
1Your Savings Account Disclosure: Minimum daily balance to earn the stated APY is $100.00. This account is subject to a Tiered Variable Rate; for the current dividend rate and corresponding APY, refer to the Fee Schedule. Minimum balance to open account is $5.00. There is a limit of one (1) Your Savings account per primary member. Fees could reduce earnings. $2 monthly fee waived if enrolled in eStatements
1Share Savings Account Disclosure: $5 minimum balance required to open account and maintain account. Minimum daily balance required to earn APY is $50.

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