Why Save with OneAZ?
Online &
mobile app access
No monthly
maintenance fees
Savings tools
for goal setting
Federally insured by
NCUA up to $250,000
Propel Savings: Higher returns on lower balances
Rates as high as
- High-yield tiers for bigger savings
- No monthly fees with eStatements
- $100 minimum to open
Share Certificates: Higher returns for fixed term
- Other rates and terms available
- Lock-in your dividend rate for guaranteed earnings
- Low-risk savings option
Money Market Accounts: Higher dividends and access to money
Rates as high as
- No term limitations
- Deposit or withdraw cash as needed
- Free checks & ATM access
Club Savings Account: High-yield savings account
Rates as high as
- Open up to 10 secondary accounts
- Great to use for overdraft protection\
- Tap into online & mobile banking app
YourSavings Account: Perfect starter savings account
Rates as high as
- Earn 4.00% APY on your first $1,000
- Low $5.00 minimum to open an account
- No monthly fee with eStatements
Share Savings Account: Establish your membership and savings
Rates as high as
- Buys you a “share” of the credit union
- Great to use for overdraft protection
- Tap into online & mobile banking app

Fuel Your Future with Propel Savings
Reach Your Goals Faster with a
Propel High-Yield Savings Account
What Are You Saving For?
Open a new savings account with OneAZ that suits your needs, whether for the short term or long term.
New Car
New Home
College Fund
Wedding
Vacation
Retirement
Emergency Fund
Renovations
New Car
New Home
College Fund
Wedding
Vacation
Retirement
Emergency Fund
Renovations

Whether you are opening an account in-person, by phone or online, be prepared with the following items:
- Valid Driver’s License, State ID or Passport
- Social Security Number
- For a loan we may require employment and income verification
Savings Calculator
How much will your savings be worth? Use this calculator to understand the future value of your savings.
Saving & Budgeting Resources Guide
Make confident financial decisions with OneAZ’s tools, resources, and personal savings plans.
Savings Goals at Every Age
How much should you be saving at every age? Whether you’re 20 or 60 years old, savings should always be at the forefront of a good financial plan.
Keep ReadingMaximize Your Savings
Here's what to look for in a savings account and the differences between regular savings accounts, money market accounts and share certificates.
Keep ReadingHow to Build Your Emergency Fund with an Emergency Fund Calculator
Our emergency fund calculator will help you see how long it will take you to reach your desired emergency fund goal based off your income.
Keep ReadingAPY = Annual Percentage Yield. For membership eligibility visit OneAZcu.com/membership.
Rates as of October 1, 2025.