Don't Miss 2026 Teen Tuesdays!
We’re celebrating the next generation all summer long. Join us in-branch on select Tuesdays to open an account and enter to win a backpack with $250* worth of supplies!
Why should you get your teen a debit card?
They feel more independent, and you look like a rock star. When you show your teen that you trust them with their money, you open a world of possibilities while preparing them for adulthood.
- Instead of always asking you for money, they’ll learn to budget their spending.
- You’ll have plenty of hands-on teaching moments to help them build financial understanding.
- In an ideal world, you might even get a surprise treat to coffee now and then!
Financial Independence Starts Here
A OneAZ Teen Debit Card is a practical tool for learning real-world money management. Teens gain hands-on experience by managing their own balance in a supervised environment.
Using the OneAZ Mobile Banking app, you and your teen can work together to build responsible habits:
Set Boundaries: Customize spending limits per transaction or per month.
Track Activity: Set up instant alerts to see when and where the card is used.
Instant Security: Freeze and unfreeze a lost or misplaced card immediately within the app.
Reach Goals: Use digital tools to track spending and save for future milestones.
Save
Learning to save money early can help teens become more responsible with their money and develop confidence in their financial skills.
- They’ll save more money with no monthly maintenance fees
- They’ll have more ownership in how they spend their savings
- They can set savings goals in the OneAZ Mobile Banking app
- They can learn about financial concepts like interest rates
Spend
A OneAZ Teen Debit Account allows teens independence in managing their money while encouraging healthy spending habits that will help prepare them for adulthood.
- They’ll love tracking their spending with our easy-to-use mobile app
- They can easily access cash with over 41,000 fee-free ATMs nationally
- They can deposit their allowance or part-time job payment via direct deposit
Your Teen’s Debit Card Includes a OneAZ Free Checking Account
Every OneAZ Teen Debit Card comes with a Free Checking Account, making it easy for teens to manage deposits, withdrawals, and savings all in one place. Now, your teen can handle their finances confidently - with you as their safety net.
13+
Teen is the primary account holder
No monthly maintenance fees
Start the Weekend Early with Early Pay2
Over 41,000 fee-free ATMs nationally
OneAZ Mobile Banking App
Eligibility and How to Open Your Account
Opening a OneAZ youth debit account is simple. Both the teen and a parent or guardian must visit a local branch together with the required documentation. Our team will walk you through every step, making the process quick, friendly, and stress-free.
What to bring when opening an account:
For Parents:
- State-issued ID
- Social Security Number
- Proof of Residency
For Teens:
- Student ID or state-issued ID
- Social Security Number or Tax Identification Number (TIN)
Open an account at your local branch today!
Visit OneAZ Credit Union Today and Help Your Teen Build Smart Money Habits
Start your teen’s financial journey with a trusted Arizona partner that believes in financial education for every generation. Visit your local branch today to open an account and empower your teen with tools that make saving, spending, and learning simple with the safety and flexibility that only OneAZ can provide.
The Best Tips for Opening a Checking Account for Your Kids
Helping your child or teenager open a bank account before they turn 18 provides them with a jumpstart to financial responsibility.
Keep ReadingDirect Deposit Into a Savings Account vs. Checking in Arizona
Most employers allow you to direct deposit your paycheck into a checking or savings account, or to split your paycheck between both checking and savings accounts.
Keep Reading5 Tips for Getting the Most Out of Your Checking Account
These checking account features, tips and tricks will help you bank smarter and more efficiently.
Keep ReadingRates as of June 1, 2026.
*Teen Tuesday Backpack Giveaway 2026
Entry
No purchase is necessary to enter or claim a prize. Sweepstakes will run from June 1, 2026, through August 15, 2026. Available in branch only at OneAZ Credit Union locations. This sweepstake is being administered by OneAZ Credit Union. This promotion is in no way sponsored, endorsed or administered by Target or brands associated with school suppliers. By participating in these sweepstakes, you release OneAZ Credit Union and all parties from any liability arising from or related to these sweepstakes. To enter:
- Open a Free Checking Account with OneAZ Credit Union for your teen (13 – 17). A parent / legal guardian must be added as a joint member on the account.
- Complete the giveaway entry form on OneAZcu.com/Backpack after opening account. Entry form can be accessed by entering URL online or by scanning QR code in branch. The Parent / legal guardian or joint applicant must be 18 or older to enter giveaway on behalf of minor.
- Write your name, address, email, and phone number on a 4x3 index card and address to OneAZ Credit Union: Attn: Marketing – Backpack Giveaway: 2355 W. Pinnacle Peak Road, Phoenix, AZ 85027. Odds of winning depend on the number of entries received.
Prize
There will be four (4) backpacks with $50 worth of school supplies and a $100 gift card to Target. Four (4) winners will be selected, with winners receiving one (1) backpack each. Prize cannot be exchanged for cash and are not transferable or assignable. The winner agrees to hold the Credit Union, promotional partners, officers, directors, associates, agents and representatives of each harmless against any and all claims and/or liabilities arising directly or indirectly from the prize and/or sweepstakes.
Conditions
The sweepstake is void where prohibited or restricted by law and is subject to all federal, state, and local laws. By participating, entrants agree to be bound by these Official Rules. The participant agrees to hold OneAZ harmless for injury or damage of any kind related to or resulting from participation in the sweepstakes or use of the prize. By accepting a prize, the winner agrees to OneAZ Credit Union’s use of his/her name and/or likeness for advertising and publicity purposes without compensation. Winners are responsible for all federal, state and local taxes associated with the prize receipt, if applicable.
Eligibility
Open to all who qualify under the entry rules above. Officials and associates of the Credit Union and their immediate families (parents, children, siblings, and spouse) are not eligible. Must be a legal resident of the state of Arizona and 18 years old at the time of entry. Winners must be a U.S. citizen or legal resident to be eligible to enter the contest.
Notification
Winners will be selected on or around August 24, 2026, and notified by email and/or phone call. Failure to respond to the notification of winning within 24 hours, the return of any prize notification as undeliverable, sponsors’ inability to contact a winner within 24 hours, or noncompliance with these Official Rules may result in disqualification and, at sponsors’ sole discretion, an alternate winner may be selected. Winners must also be able to provide proof of valid identification upon request to receive the prize.
Sponsor
This Sweepstakes is sponsored by OneAZ Credit Union, 2355 W. Pinnacle Peak Road, Phoenix, Arizona 85027. To inquire about the prize winner, send a stamped, self-addressed envelope to OneAZ Credit Union, 2355 W. Pinnacle Peak Road, Phoenix, Arizona 85027, after the end of the sweepstakes period.
If funds from a paycheck are not available early to you, it may be due to one of the following: (i) You do not have a consumer checking account (you only have a savings or business account with the Credit Union), (ii) You did not sign up for direct deposit, (iii) It has not been 1-2 pay periods, which is needed for the Early Pay service to begin, (iv) Direct deposits are not made in your name or in the name of a signee on your checking account, (v) We cannot verify your employer/payor, (vi) Your employer/payor did not notify us of the deposit 1-2 days early.
